OUR PHILOSOPHY: As an independent insurance advisor we are not employed by any one insurance company. We take very seriously our responsibility to be honest with all parties and serve the client's interests above our interests or those of the insurer. 

Ralph Temple is a Florida-licensed Multi-Lines Resident Agent and a Chartered Life Underwriter (CLU). He has been an insurance professional since 1968, with a full career specializing in national health and life insurance programs. 

In 2004, Ralph and his wife, Cheryl, relocated from Glen Ellyn, Illinois to reside full-time in warm (weather+people) Punta Gorda.